Hard Money Refinance
Hard Money Refi
Get fast, flexible financing for your next fix-and-flip project. With competitive terms and quick approvals, we make it easier to capitalize on time-sensitive opportunities and maximize your profits. Complete the form below to get started.
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UP TO
10.99%
RATES FROM*
65%
LTV
21
DAY CLOSE
12-24
I/O OPTION
$100k up to $20M
Step 1: Submit Your Deal
Email, Phone & SMS Consent Notice:
By providing your name and contact information, you expressly consent to receive communications from The Lending Market, its agents, and affiliated partners. These communications may include phone calls (including to any wireless number you provide) using an automatic telephone dialing system or artificial/pre-recorded messages, as well as text messages and/or emails for the purpose of marketing mortgage products and services.
Your consent is not a condition of purchasing any product or service. Message and data rates may apply. You may revoke your consent at any time by calling us at (888) 222-9607 or emailing Info@thelendingmarket.com to be placed on our do-not-call list.
By clicking Submit, you consent to receive SMS notifications, alerts, and occasional marketing communications from The Lending Market. Message frequency may vary. Message and data rates may apply. Text HELP to (888) 222-9607 for assistance or STOP to unsubscribe at any time.
By providing your name and contact information, you expressly consent to receive communications from The Lending Market, its agents, and affiliated partners. These communications may include phone calls (including to any wireless number you provide) using an automatic telephone dialing system or artificial/pre-recorded messages, as well as text messages and/or emails for the purpose of marketing mortgage products and services.
Your consent is not a condition of purchasing any product or service. Message and data rates may apply. You may revoke your consent at any time by calling us at (888) 222-9607 or emailing Info@thelendingmarket.com to be placed on our do-not-call list.
By clicking Submit, you consent to receive SMS notifications, alerts, and occasional marketing communications from The Lending Market. Message frequency may vary. Message and data rates may apply. Text HELP to (888) 222-9607 for assistance or STOP to unsubscribe at any time.
Qualify Easly!
Are We a Good Fit?
Our Hard Money refinance loans are crafted to provide fast, flexible capital for experienced investors tackling short-term acquisitions, renovations, or bridge financing.
Experience
At least 2+ Completed Properties
Credit Score
Minimum of 580
Liquidity/Reserves
6mo. Reserves
Property Type
SFR, Condo, Townhome, 1–8 Units
Product Specifics
Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option
Key Loan Terms for Real Estate Investors
Hard Money Refinance Highlights
Transparent and Investor-Focused Loan Terms
Where We Lend
States We Lend In
Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.
Co-Founder
Didio Medeiros
Drawing on more than ten years of hands-on experience in the lending industry, Didio Medeiros has built a reputation for delivering results through creative problem-solving and strategic thinking.
Having worked at major corporate banks and top brokerage firms, he developed a deep understanding of both traditional and non-traditional lending practices. Today, as the founder of his own company, Didio continues to apply his expertise to help clients navigate complex loan scenarios—always thinking outside the box to ensure every deal reaches the finish line.
Outside of work, Didio is an avid sports enthusiast who enjoys watching games and staying active. He’s passionate about giving back to his community and dedicates time to coaching at a local youth soccer club, helping young athletes grow both on and off the field.
Co-Founder
Rafik Issabeigi
With over 20 years of experience in the mortgage industry, Rafik Issabeigi is the Co-Founder of The Lending Market, where he combines deep industry expertise with a passion for helping clients achieve their homeownership goals. Over the course of his career, he’s built a reputation for integrity, innovation, and delivering exceptional service in an ever-changing lending landscape.
When he’s not working to simplify and improve the lending experience, Rafik can be found playing the conga drums, riding dirt bikes or motorcycles, carving down snow-covered slopes, or enjoying live music. His energy and enthusiasm in both business and in life drives everything he does.
Processing
Jazmin Fuentes
With five years of experience in the lending industry, I’ve developed a strong foundation in loan processing—built on precision, organization, and a genuine commitment to helping clients feel confident at every stage of the process.
My background began in Public Health at UC San Diego, but along the way, I discovered a passion for business, real estate, and investing. That shift opened the door to a career that continuously challenges me both analytically and creatively, allowing me to merge structure with strategy in everything I do.
Outside of work, I love baking bread, watching sunsets with my dogs, and listening to music. Those simple moments help me recharge, stay grounded, and bring balance to my busy professional life.
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"Rafik did multiple refis for me and found me better deals than friends got going to big banks. His professionalism and knowledge of the lending landscape made me feel like I had an inside connection."
Tony
San Jose, CA
"I’ve worked with 4 or 5 mortgage brokers over the years and Rafik was the most responsive and got me the best rates. Will definitely use in the future."
Peter N
Wheat Ridge, CO
"Didio was a great to work with! He helped answer all my questions along the way! I highly recommend working with him and will continue to refer him and The lending market to other."
Arnold T
Livermore , CA
"I just closed the 5th mortgage Loan in my life and I can say hands down this was the easiest!"
Brian R
Castle rock, CO
Our Portfolio
