Invest in Multifamily Properties

Multifamily 2–4 Unit

Unlock tailored financing solutions for your 2 to 4-unit investment properties. Our investor-focused approach ensures flexible terms and quick approvals to help you achieve your real estate goals. Complete the form below, and our lending experts will reach out to discuss your project.

Hero Circular Text
UP TO
6.75%
RATES FROM*
80%
LTV
30
DAY CLOSE
30,40yr
I/O OPTION
$50k up to $3M

Step 1: Submit Your Deal

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Multifamily 2–4 Unit

Benefits

Why Choose Our Multifamily 2-4 Unit Loans?

We provide specialized lending solutions for investors looking to grow their portfolios with multifamily properties. Designed for real estate professionals focused on rental income or value-add investments, our loans combine competitive rates, flexible terms, and a streamlined approval process. Our investor-focused approach ensures you receive reliable, hassle-free financing that helps you maximize returns while expanding your property holdings.

Multifamily 2–10 Unit Loan Calculator

Multifamily 2–10 Unit Loan Calculator

Estimate key financials for your multifamily investment project.

Tailored for Real Estate Investors

Are We a Good Fit?

Our Multifamily loans, structured as DSCR products, provide flexible financing for investors looking to acquire or refinance 2 to 50-unit residential properties. To qualify, you’ll need:

Experience

First time investor

Credit Score

Minimum of 680

Liquidity/Reserves

20% Down & 6 months Reserves

Our Mission Card Icon

Property Type

SFR, Condo, Townhome, 2–4 Units

Additional Requirements

Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option, Rural Allowed

Get Started

Apply Now

Begin your journey to homeownership today!

Key Loan Terms for Real Estate Investors

MF Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type
Multi Family 2-4 Unit
Experience Required:
First Time Investor OK
Minimum Credit Score:
680
Liquidity:
20% Down
Reserves:
6mo. Reserves
Prepayment Penalty:
Optional
Closing Timeline:
30 Days
Draw Schedule:
N/A
Rate:
6.75%
Loan-to-Value LTV:
80%
Loan-to-Cost (LTC):
N/A
Loan Term:
30, 40 Yr or Interest Only
Asset Types:
SFR, Condo, Townhome, 2–4 Units
Loan Amount Min:
$50k
Loan Amount Max:
$3M
Product Specifics:
Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option
Number of Units:
2 to 4 Units

Your Trusted Partner in Real Estate Lending

  • Investor-Focused Expertise: We understand the unique challenges and opportunities in real estate investing.
  • Simplified Process: Our straightforward approach eliminates unnecessary complications, letting you focus on your investment goals.
  • Quick Closings: We know timing matters. Our team ensures efficient closings, typically within 30 days.
  • Tailored Solutions: From application to funding, we deliver loan options designed to meet your specific needs.

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.

Co-Founder

Didio Medeiros

Drawing on more than ten years of hands-on experience in the lending industry, Didio Medeiros has built a reputation for delivering results through creative problem-solving and strategic thinking.
 
Having worked at major corporate banks and top brokerage firms, he developed a deep understanding of both traditional and non-traditional lending practices. Today, as the founder of his own company, Didio continues to apply his expertise to help clients navigate complex loan scenarios—always thinking outside the box to ensure every deal reaches the finish line.
 
Outside of work, Didio is an avid sports enthusiast who enjoys watching games and staying active. He’s passionate about giving back to his community and dedicates time to coaching at a local youth soccer club, helping young athletes grow both on and off the field.

Co-Founder

Rafik Issabeigi

With over 20 years of experience in the mortgage industry, Rafik Issabeigi is the Co-Founder of The Lending Market, where he combines deep industry expertise with a passion for helping clients achieve their homeownership goals. Over the course of his career, he’s built a reputation for integrity, innovation, and delivering exceptional service in an ever-changing lending landscape.
 
When he’s not working to simplify and improve the lending experience, Rafik can be found playing the conga drums, riding dirt bikes or motorcycles, carving down snow-covered slopes, or enjoying live music. His energy and enthusiasm in both business and in life drives everything he does.

Processing

Jazmin Fuentes

With five years of experience in the lending industry, I’ve developed a strong foundation in loan processing—built on precision, organization, and a genuine commitment to helping clients feel confident at every stage of the process.
 
My background began in Public Health at UC San Diego, but along the way, I discovered a passion for business, real estate, and investing. That shift opened the door to a career that continuously challenges me both analytically and creatively, allowing me to merge structure with strategy in everything I do.
 
Outside of work, I love baking bread, watching sunsets with my dogs, and listening to music. Those simple moments help me recharge, stay grounded, and bring balance to my busy professional life.

Recently Funded deals

Deal Type Address Loan Amount
Fix & Flip 10524 Catalina Pl, White Plains, MD 20603 $140,000
Fix & Flip 3034 Lundt, Waldorf, MD 20603 $300,000
Fix & Flip 7256 Joplin S, Capital Heights, MD 20743 $120,000
Fix & Flip Ridgway Ave, Durham, NC 27701 $25,000
Fix & Flip 327 Whittier St, Washington, DC 20012 $340,000
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Position, Company name
"Rafik did multiple refis for me and found me better deals than friends got going to big banks. His professionalism and knowledge of the lending landscape made me feel like I had an inside connection."
Tony
San Jose, CA
"I’ve worked with 4 or 5 mortgage brokers over the years and Rafik was the most responsive and got me the best rates. Will definitely use in the future."
Peter N
Wheat Ridge, CO
"Didio was a great to work with! He helped answer all my questions along the way! I highly recommend working with him and will continue to refer him and The lending market to other."
Arnold T
Livermore , CA
"I just closed the 5th mortgage Loan in my life and I can say hands down this was the easiest!"
Brian R
Castle rock, CO

Our Portfolio

Recently Funded Deals

Rental Refi
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$200,000

SFR Rental Refi

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Chicago, IL

Multifamily Bridge
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$7,800,000

Multifamily Bridge

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Los Angeles, CA

Bridge Refi
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$812,000

SFR Bridge Refi

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Atlanta, GA

Fix & Flips
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$4,500,000

SFR Fix & Flip

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Joshua Tree, CA

A&D Financing
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$3,750,000

A&D Financing

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Austin, TX

SFR Bridge Loan
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$1,550,000

SFR Bridge Loan

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Southampton, NY